Testimonials

Josh is awesome! As a Realtor it is imperative that I have a mortgage professional that I can count on for my clients as well as myself. Josh is knowledgeable and quick to respond. Highly recommended. 5 stars!

- Bart W. -

Josh was very professional and business like! I felt very comfortable with him the first time I spoke with him! My late husband was in banking for 27 years and he too was very professional! Josh’s mannerism reminded me of him!  That to me is the best compliment I could give anyone!

- Jo B. -

I recently refinanced my home and was referred to Josh Culver and VIP Mortgage by a trusted friend. They were all professional, knowledgeable, and made everything go smoothly. I appreciate Josh and VIP for keeping me informed of every step and for all their efforts on my behalf. They made it so much easier and less stressful and I will choose them again!

- Jennifer B. -

Josh really came through when we needed him to. He’s super-friendly, unbelievably helpful, and gets the job done. Highly recommend!

- Kevin O. -

Right from the start Josh gave me the feeling I was talking to a friend, that was in 2001 and even when we moved back home to Las Cruces, NM he put me in touch with a realtor here (which we’ve become good friends also). Again, when we found our house he proceeded to help us. So, yes even though he switched companies we stayed in touch. In my opinion Josh is a great asset to whomever he helps or works for.

- Laura S -

Josh was awesome to work with. He’d continually update me on the status of the loan, and was really easy to work with. He made the process really easy and was able to explain everything to help me understand the process. He also was able to answer any questions I had. Definitely would work with him again!

- Jiro W. -

I cannot say enough about the exceptional customer service, effort, and personalization Josh and his team put towards all aspects of working our loan and helping my wife and I get into her first home and one that she absolutely loves. Josh was always available with an answer leaving no guess-work on our part. On a personal note, we even received a personalized house warming gift that really touched my wife’s heart which is something that you would not expect from a lender. Even months later, Josh provided assistance dealing with a home warranty issue that saved us thousands. This makes Josh and his team special. If you’re looking for a home to buy, having Josh and his team in your corner is the way to go. Thank you, Josh.

- Michael M. -

Josh, Mike and the team at VIP were outstanding and we greatly appreciate their assistance in getting us into our first home.

- Michael M. -

Julie handled my property purchase from beginning to end with true professionalism. She was consistently available to answer all of my quesitons promptly. I was never concerned fror a minute or worried about what was or wasn't being done.

- Kimberly B. -

Julie handled my property purchase from beginning to end with true professionalism. She was consistently available to answer all of my quesitons promptly. I was never concerned fror a minute or worried about what was or wasn't being done.

- Kimberly B. -